Flexibility - design your own policy
Market leading fully flexible strata insurance with the ability to customise your policy to suit your strata building.
Flex Insurance
Your cover your choice
Flex Insurance offers residential strata cover that meets all the minimum legislative requirements whilst being flexible and easy to customise to suit your building.
Get a quoteWhy choose Flex Insurance?
In the modern world of Uber, Netflix and AirBnb we expect choice and simplicity. That’s why we developed Flex Insurance, a residential strata cover so flexible and affordable you can customise it to suit your building - and only pay for what you need.
Simple and Affordable
Flex cuts through the confusing insurance jargon with easy to understand strata policies helping you choose the right cover for you.
24/7 Claims
24/7 claims service and support with emergency assistance to get you back on your feet as soon as possible.
40 Years of innovation
Supported by Australia’s leading strata specialist CHU Underwriting Agencies.
Residential Strata Insurance
Your cover your choice
A strata property consists of multiple 'lots' such as units, apartments or townhouses. The 'lots' are owned by individuals along with shared common property that includes the building itself, corridors, roofing, garden and driveways. Residential Strata insurance is designed to cover the strata building and common property against loss or damage.
Automatic inclusions
Your Property
Cover for your building and common property against loss or damage.
Liability to Others
Cover for compensation from personal injury or property damage.
Optional inclusions
Pay for what you need
Pay for what you need
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Voluntary WorkersOptional in all states except NSWBenefits for personal injury sustained while working as a volunteer for the Owners Corporation.
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Workers CompensationAvailable as an optional extra in ACT, TAS and WA only. Cover for employee's expenses from work related injuries.
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Fidelity GuaranteeOptional in all states except SACover for loss of funds from fraudulent activities.
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Office Bearers' Legal LiabilityCover against wrongful acts by Office Bearers and Owners Corporation members.
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Machinery BreakdownCover for repairs and replacement from damage to electrical and mechanical equipment such as lifts and air con systems.
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Catastrophe InsuranceCover for increased rebuilding costs as a result of a natural disaster such as cyclone or earthquake.
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Government Audit Costs and Legal ExpensesCover for fees, costs and legal expenses incurred as a result of a Government Audit.
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Lot Owners Fixtures and ImprovementsCover for damage to a unit owners personal fixtures and structural improvements
This summary is a guide only. Please visit our Residential Strata Insurance page for full details of the terms, conditions and exclusions.
Get a quoteWhat is residential strata building insurance?
If you’re looking at arranging your strata property insurance you may be unclear what residential strata insurance is, why you need it and what it covers.
Who is Flex Insurance for?
For Insurance Brokers
Flex insurance is so flexible and simple that you don’t need to be a strata insurance specialist to provide your customers with an affordable, customised residential strata insurance policy to best suit their needs.
For Strata Managers
As a Strata Manager you juggle many hats. Flex takes the complexity out of arranging Residential Strata Insurance with a simple and affordable solution.
For Self Managed Schemes
If you choose to self manage your scheme, Flex offers a simple and straight forward insurance solution, cutting through the confusing jargon so you can confidently choose the right cover for your building.
