Flexibility - select your own features
Flex Insurance allows you to tailor cover through a range of optional inclusions based on the building and strata owners’ needs.
Flex Insurance
Your cover your choice
Backed by QBE and developed in consultation with CHU, insurance brokers and strata managers, Flex Insurance is one of the most flexible residential strata insurance products on the market.
Why choose Flex Insurance?
Flex Insurance offers you the choice and flexibility of cover. Choose comprehensive cover or tailor the cover to best fit your personal circumstances. Flex Insurance is able to utilise over 40 years’ strata insurance experience to provide comprehensive cover at an affordable price.
Tailored to comprehensive cover
Cover can be tailored through a range of optional inclusions suitable for small to large residential strata buildings.
24/7 access
24/7 access to get a quote, purchase your insurance and also make a claim.
Over 40 Years of innovation
Supported by Australia’s leading strata specialist CHU Underwriting Agencies and backed by QBE.
Residential Strata Insurance
Your cover your choice
A strata property consists of multiple 'lots' such as units, apartments or townhouses. The 'lots' are owned by individuals along with shared common property that includes the building itself, corridors, roofing, garden and driveways. Residential Strata insurance is designed to cover the strata building and common property against loss or damage.
Automatic inclusions
Your Property
Cover for your building and common property against loss or damage.
Liability to Others
Cover for compensation from personal injury or property damage.
Optional inclusions
Pay for what you need
Pay for what you need
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Voluntary WorkersOptional in all states except NSWBenefits for personal injury sustained while working as a volunteer for the Owners Corporation.
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Workers CompensationAvailable as an optional extra in ACT, TAS and WA only. Cover for employee's expenses from work related injuries.
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Fidelity GuaranteeOptional in all states except SACover for loss of funds from fraudulent activities.
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Office Bearers' Legal LiabilityCover against wrongful acts by Office Bearers and Owners Corporation members.
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Machinery BreakdownCover for repairs and replacement from damage to electrical and mechanical equipment such as lifts and air con systems.
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Catastrophe InsuranceCover for increased rebuilding costs as a result of a natural disaster such as cyclone or earthquake.
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Government Audit Costs and Legal ExpensesCover for fees, costs and legal expenses incurred as a result of a Government Audit.
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Lot Owners Fixtures and ImprovementsCover for damage to a unit owners personal fixtures and structural improvements
This summary is a guide only. Please visit our Residential Strata Insurance page for full details of the terms, conditions and exclusions.
Get a quoteWhat is residential strata building insurance?
If you’re looking at arranging your strata property insurance you may be unclear what residential strata insurance is, why you need it and what it covers.
Who is Flex Insurance for?
For Self-Managed Schemes
If you choose to self-manage your scheme, Flex Insurance offers a simple and straight forward insurance solution, cutting through the confusing jargon so you can confidently choose the right cover for your building.
For Insurance Brokers
Designed in consultation with brokers, Flex Insurance is the perfect solution to provide your customers with an affordable, customised residential strata insurance policy to best suit their needs.
For Strata Managers
As a Strata Manager you may juggle many hats. Flex takes the complexity out of arranging Residential Strata Insurance with a simple and affordable solution.
